Photo Contest! Win a free iPod!

Kalmbaugh Insurance Agency is having a contest!  The winner receives a free iPod.

How do I enter the contest?  Just e-mail us your funniest photo with a caption to kalmbaughinsurance@gmail.com.  In addition please include your name, phone number and email address.  Don’t worry, we keep all of your information private.  The top 10 most hilarious, creative, witty and side-splitting images will be shown on our website and our favorite wins a free iPod. 

How are the photos judged?  The staff at Kalmbaugh Insurance Agency will have an office vote on April 1st to pick our favorites.  So whether it is goofing around at the office, at home, with your family, or even your pet, we would like to see your photo.  Please submit appropriate photos only.  The top ten photos will receive an e-mail verification.

All of your photos are going on our Facebook under “photo contest” album.  Join our Facebook page by clicking the link on the right hand side of this page.

*Check out our photos taken at the Kalmbaugh Insurance Agency for some inspiration.

"Watercooler Talk"

"Customer Service"

"Pulling Files"

"Coffee Break"

Please take time to watch this!

Christmas and New Years Eve is a wonderful time to get together with loved one’s and celebrate. If you plan on drinking,  always make sure to have a designated driver during these holiday festivities.  Drinking and driving can turn a joyous occasion into a tragedy.  Take a few minutes out of your time to watch this video.

 

Know Your Household Inventory

Please take the time to review this video.  This is a great way to have inventory of the contents of your household in case of a theft and/or any other unforeseen disaster. 

Happy Holidays

 

Happy Holidays

This is a joyful time of year.  Great times with friends and family.  Just keep in mind to be safe during the holiday season.  Always make sure you have Home or Renters Insurance for piece of mind.  Check out some holiday safety tips on www.fema.gov.

Halloween

HALLOWEEN

Halloween is one of my favorite holiday’s.  Decorating the house and passing out candy never gets old.  However, do keep in mind that Halloween can be a risky holiday.  Always make sure you have auto and renters or homeowners insurance to protect yourself.  Call for your free quote today. 614-890-7222.   

Tips on Halloween safety from Progressive Insurance Company:  

At a glance: Help protect trick-or-treaters by following these driving safety tips on Halloween, or on the night your community hosts Halloween activities. Be especially careful between 4 and 8 p.m., when most severe vehicle/young pedestrian collisions happen.   

Drive slowly, and don’t pass stopped vehicles. The driver might be dropping off children.   

Park your mobile phone. Avoid distractions by waiting until you’ve stopped to call, text, or surf. Get more mobile phone safety tips.   

Watch for children darting into the street. Kids can cross the street anywhere, and most young pedestrian deaths happen at spots other than intersections.   

Yield to young pedestrians. Children might not stop, either because they don’t see your vehicle approaching or don’t know how to safely cross the street.   

Communicate with other drivers. Always use your turn signals. And if you have to pull over to drop off or pick up your kids, turn on your hazard lights.   

And, to keep your own trick-or-treaters safe:

Teach them how to safely cross streets. They should look both ways and cross only at corners and crosswalks.   

Consider indoor community Halloween programs for younger kids. Some communities also offer to help you inspect your kids’ treats to make sure they’re safe to eat.   

Brighten them up. Give them flashlights and glow sticks, and/or use reflective tape on their costumes, so drivers can see them.   

Source: National Highway Traffic Safety Administration

TALK TO A REAL PERSON TODAY!

Why You Need Insurance!

You never know...

As an independent agency, we represent several insurance companies. And we can offer you a choice of policy features and price.  

Please take a minute and email us your name, telephone number, and your automobile policy renewal date so that we can discuss better options. 

John C. Kalmbaugh, CIC 

kalmbaughinsurance@gmail.com

A Must See!

Wear your seatbelt every time you go anywhere.  Don’t hesitate to tell all passengers in the car to buckle up.

Why CIC?

C.I.C stands for Certified Insurance Counselor. What it means is that I have completed five three day institutes, and passed five very difficult examinations covering all major areas of the insurance business. I must fill these requirements every year to keep the designation. For me, C.I.C. means a lot of hard work. For you, C.I.C. means that I am educated in the practical aspects of insurance, recognized nationally for my achievement, and affiliated with the top 1% of educated professionals in America. I don’t say this to brag. I say this because you should require all of those things from a quality agent. You should never accept second best.

John C. Kalmbaugh

President/Certified Insurance Counselor

Do I Really Need Auto Insurance?

From the Pixar movie Cars.

The answer is yes and let me tell you a few reasons why:

-You will pay a hefty fine if you are caught driving without auto insurance.

-You will get your license taken away.

-You will pay out-of-pocket for the damage to your car.

-If you’re at fault, you will pay out-of-pocket for all cars involved in a collision.

-If you’re at fault, you will pay medical bills for everyone involved in a collision.

-You will pay out-of-pocket for any of your own medical bills.

-You will miss out on dozens of benefits that come with having auto insurance.

GET A FREE QUOTE TODAY.  IT DOESN’T COST YOU A PENNY TO CALL!

614-890-7222